Frequently Asked Questions

T&Y is a campaign created to raise awareness of the Sovereign Debt Crisis (SDC). We aim to provide guidance to individuals on how to survive & profit from this financial catastrophe through the period of 2015 – 2022. Participants will be invited to attend a full-day course and will graduate as SDC Ambassadors. Upon completion of the course, all SDC Ambassadors will be automatically enrolled into a 5-year Member’s Exclusive Programme which will help to provide guidance amid uncertainties during the upcoming financial crisis.

We are dedicated to the research, study and application of Cycle Analysis (CA) to predict, time and profit from the different investment asset classes.

To inspire and lead a movement of Sovereign Debt Crisis (SDC) Ambassadors to spread the awareness of SDC through the period 2015-2022 and be a Force for Good to brighten up the world.

The Member’s Exclusive Programme aims to provide guidance to our SDC Ambassadors amid the uncertainties during the Sovereign Debt Crisis (SDC) from year 2015 – 2022. It will include a personalised user-ID and password for SDC Ambassadors to log into our Member’s Exclusive Page where our Chief SDC Ambassador, Derick Tan, will be sharing his actual trades*. There will also be quarterly gatherings and annual gatherings where Derick will be sharing updates on the world’s economy situations* for the benefit of all our SDC Ambassadors.

*The information contained in or made available through the Member’s Exclusive Page (the “Information”) is provided for information and educational purpose only, is not to be regarded as an advice or a recommendation with respect to any investment product, and does not have regard to your specific investment objectives, financial situation and particular needs. Consequently, you should independently consider the Information in the light of your investment objectives, financial situation and the particular needs and, where necessary, consult an independent financial adviser, before dealing in any investment product.

Derick Tan is an active trader and investor in the financial industry since 1999, while providing global asset strategies and investment ideas for high net worth individuals (HNMIs). He is currently engaged in the "Timing and You” program, dedicated to raise awareness of the looming Sovereign Debt Crisis (SDC), guiding individuals to survive and profit from the devastating financial crisis through the period 2015-2022. Over the last 10 years, he has coached and inspired many people regionally in Singapore, Malaysia, Indonesia, Hong Kong and India to create incomes through stock trading/investment. He is also no stranger to numerous media platforms in Indonesia, Singapore and Malaysia to share about his insights on trading and investment. For more information, please see Derick's profile under the "ABOUT US" tab in our website

Anyone and everyone who is interested to survive, protect and grow their wealth in the upcoming Sovereign Debt Crisis (SDC). The programme will equip you with a better understanding of how cycles play a part in our economy and financial markets and how we can utilise them to our benefits and advantages.

Yes! This is a perfect course for beginners in investing to understand the cycles of the global economy and different investment asset classes – past and present. With a bigger picture in mind, individuals can move on to find the trading or investment methods that best suit their needs and styles.

T&Y is all about Cycle Analysis (CA), the knowledge gained from T&Y will complement your chosen trading or investment methods or styles that you had learned or adopted along your investment journey.

T&Y will provide you with a bird’s-eye view of the global investment landscape which will complement your current knowledge and skills as a financial adviser and/or professional investor and/or trader.

Interested individuals can sign up for the course via our website Simply fill in the online form and secure your seats today with a deposit will do. Alternatively, you can email us at Please take note that deposit paid is not refundable.

We accept full payment via credit card (Paypal).

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